Drug and Alcohol Addiction Treatment for Working Professionals Near Me

Does Private Health Insurance Cover Drug and Alcohol Rehab for Career Professionals?

Yes! Private health insurance companies are required to provide coverage for addiction treatment programs under the 2010 Affordable Care Act. The coverage you receive depends on your carrier and the details of your plan, but typical coverage includes detoxification, inpatient and outpatient rehab, and counseling services. 

Some of the variations that you may find within the details of your plan include the extent of your in-network providers, your out-of-pocket expenses, limitations, exclusions, and required prior authorizations. Insurance providers often provide a variety of products, services, and brands, which may allow you to access customizable health plans, allowing you to choose a healthcare plan based on your medical and mental health needs. To learn about the details associated with your plan, we encourage you to complete our online verification form.

How Much Does Treatment for Professionals Cost Without Health Insurance Support?

The cost of substance abuse treatment for professionals may be similar to traditional treatment programs. Treatment costs are dependent on the care that is being provided, frequency of sessions, duration of care, and the use of specialized treatment centers. Luxury rehabs may cost more because of the amenities and services that are available to you.

The National Center for Drug Abuse Statistics indicated that detox programs cost an average of $3,675 in 2022, and inpatient rehabilitation programs were approximately $50,469 per treatment episode. Outpatient programs can vary significantly based on the level of care being provided and the frequency of sessions. Partial hospitalization programming is the most intensive level of care and costs around $400 per day, typically falling between $10,500 and $13,500. Intensive outpatient programs may cost a bit more per month at $17,250, but these are generally short-term treatment options.

The cost of general outpatient care can range from $1,400 to $10,000, depending on the services you receive. Generally, group therapy tends to be more cost-effective than individual therapy, and additional costs are added for medication-assisted treatment and dual diagnosis care. If you would like a personalized estimate for the cost of treatment, we invite you to reach out for help by dialing (866)461-4474 today!

How Much Does Treatment for Professionals Cost With Private Health Insurance Coverage?

The overall cost of addiction treatment is dependent on the care that you receive. As we noted above, the cost of treatment varies significantly among the different treatment programs. Private health insurance providers usually offer a range of services, products, and brands for members to choose from. This allows you to choose plans that fit your medical needs, mental health needs, and lifestyle. Because of this, there are often variations in the coverage that you’re eligible to receive. You can have varying out-of-pocket costs and limitations or exclusions for coverage that would affect the cost of treatment. For a personalized quote for treatment, we encourage you to complete our online insurance verification form and speak with an Admission Counselor.

What Types of Drug and Alcohol Rehab Programs Are Available for Career Professionals?

Because addiction is a personalized condition, it often requires varying levels of treatment. Career professionals often have unique needs when it comes to addiction treatment, requiring flexibility, confidentiality, and additional support to maintain professional responsibilities while receiving care. Treatment programs can range from intensive inpatient care to outpatient services and specialized executive programs. 

Can I be Fired From My Job For Going to Drug & Alcohol Rehab?

Under the Americans with Disabilities Act (ADA) and the Family and Medical Leave Act, you cannot be fired solely for seeking treatment for drug or alcohol addiction. Addiction is considered a disability, which current legislation protects from discrimination in the workplace. FMLA allows eligible employees to take up to 12 weeks of unpaid leave for medical reasons without repercussions.

It is important to note that you may be let go from your job for behaviors that occurred while you were in active addiction. As an example, if your productivity or responsibilities began slipping as a result of your use, or you were missing work frequently, you may be having a different conversation with your employer. Current legislation protects you from being let go for the sole reason of taking time off for treatment. Understanding your rights and protections can help ease some of the concerns that may arise about taking a brief step back from work to receive the care that you need for your mental health or substance use concerns. This also helps you communicate more effectively with your employer about your expectations for returning to work. 

How Do I Tell My Employer That I Need a Rehab Program?

Many find talking to their employer about needing time off for treatment is daunting. This is an essential step in recovery that allows you to get the care you need and live a healthier and more fulfilling life. Before you speak with your employer, you can review the company’s policies regarding medical leave and employee assistance programs. 

Some schedule a private meeting with their supervisor or HR representative to discuss their current challenges and their desire to get help. In most cases, honesty and transparency can go a long way. This doesn’t mean that you need to share every detail about your recovery with them, but you can discuss the timeline for treatment and when you’ll expect to return to work.  We encourage you to keep in mind that recovery is a sign of strength and that your work performance will likely improve with sobriety.