Harmony Health Group Accepts UMR Insurance
Addiction is a chronic and often progressive mental health condition that causes significant impairment in functioning and can affect many aspects of your life. This can include your relationships, finances, career, education, mental health, and physical health. Fortunately, evidence-based practices can be provided as a component of comprehensive care, promoting health and wellness for those affected by an addiction. The Harmony Health Group manages several premier treatment facilities with locations in Florida, Massachusetts, New Jersey, North Carolina, and Tennessee.
The cost of treatment is a common barrier faced by those living with a substance use disorder, which is why our facilities are proudly in-network with a variety of health insurance providers. This allows us to expand access to our services, helping improve the overall health and wellness of those living in our communities. Our treatment facilities accept insurance coverage for mental health, substance abuse, and dual diagnosis treatment programs.
Check Your UMR Drug & Alcohol Use Disorder Treatment Coverage with Harmony Health Group
You can check your insurance coverage levels by calling us on: (866) 461-4474
Understanding Who is United Medical Resources (UMR) Health Insurance Company?
United Medical Resources, or UMR, is a third-party administrator that operates under UnitedHealthcare. It offers customized healthcare solutions for employers and their employees. UMR was founded in 1983 to provide flexible healthcare management options. Commonly used services include medical management, claims administration, provider network management, customer service, pharmacy benefit management, and dental and vision plans.
UMR is known for providing innovative options and for its commitment to providing leading healthcare options. An example of this is their access to customer service support around the clock. UMR has received several awards and recognitions, including being one of the best places to work. As a consumer, this detail can have a direct impact on the support you receive from UMR because their employees are happy about their jobs and often go above and beyond to provide excellent service. UMR’s provides their members with a unique combination of comprehensive services and strong provider networks, which are some of the reasons that UMR is a leading health insurance provider
Some of UMR’s Health Insurance Brands, Service Offerings and Products
What is United Medical Resources (UMR) Coverage for Drug & Alcohol Addiction Treatment
UMR provides comprehensive coverage for policyholders who are navigating an addiction or physical dependency on drugs and alcohol. With comprehensive coverage, you’re able to receive evidence-based treatments for various aspects of your life that were affected by your addiction. This also allows you to receive personalized care during the different stages of your recovery.
Coverage options through UMR often include a combination of both inpatient and outpatient treatment programs, such as detoxification programs and inpatient rehabilitation programs. Commonly approved outpatient treatment options include partial hospitalization programming, intensive outpatient programs, and general outpatient care. UMR has high standards for in-network treatment providers, which means that when you choose an in-network provider, you can be sure that the care you receive is effective and backed by research.
Does UMR Health Insurance Cover Drug & Alcohol Rehab Near Me?
Yes! UMR drug rehab coverage often includes providers in various pockets of the United States. Policyholders may even have a choice about working with treatment providers in their community or traveling for treatment if it is wise for their recovery. It is important to note that the coverage you receive is dependent on the details of your UMR policy.
Similar to other insurance providers, UMR offers customizable treatment plan options so that members can choose a policy that fits with their personal needs while remaining affordable. UMR plans align with the 2010 Affordable Care Act, which means that in addition to addiction treatment programs, your policy includes coverage for inpatient psychiatric care and psychotherapy. This can be especially helpful for those who are living with mental health conditions such as anxiety, depression, bipolar disorder, ADHD, and trauma-related concerns.
Does UMR Health Insurance Cover Medical Detox Services Near Me?
Yes! UMR health plans generally include some of the costs associated with medical detox programs. Similar to other addiction treatment programs, the coverage that you receive is determined by the details within your insurance plan. Some policies may have higher coverage rates than others.
Coverage rates fluctuate so that policyholders can find a balance of plans that provide the coverage they need to maintain their health while staying within the means of their budget. For some, this is a challenging point to balance, which is why customizable plans are such a great option. Detoxification is a common first step for individuals who are struggling with an alcohol or drug use disorder and can help you safely transition from active addiction into recovery.
Does UMR Health Insurance Cover Inpatient Residential Drug & Alcohol Addiction Treatment?
In most cases, UMR provides coverage for inpatient alcohol rehab programs. Inpatient drug and alcohol programs can provide you with intensive treatment that helps you address the root cause of your addiction. These programs commonly combine behavioral therapies, such as cognitive-behavioral therapy (CBT) and motivational interviewing (MI) with medication-assisted treatment options.
It is important to note that the amount of coverage you receive is based on the details of your insurance plan and can come with varying out-of-pocket expenses. Out-of-pocket expenses can come in the form of premiums, deductibles, coinsurance, and copayments. Additionally, you may be required to obtain prior authorizations for some treatment programs, possibly including inpatient treatment. If you would like to learn about the details of your UMR coverage, we invite you to call (866) 461-4474 today to speak with one of our Admission Counselors!
Does United Medical Resources (UMR) Health Insurance Cover Mental Health Therapy & Treatment?
Yes! UMR insurance plans typically provide some form of coverage for mental health therapy and treatment, aligning with the requirements of the Affordable Care Act. Mental health treatment programs can be helpful for individuals who are experiencing a range of mental health conditions, including mood disorders, personality disorders, and co-occurring disorders.
Mental health treatment programs can focus on providing you with individualized care, addressing your unique needs. Your program may have a variety of treatment options available, with varying intensities, frequencies, and durations. This customized care can include individual therapy, support groups, educational sessions, and crisis intervention services.
Drug & Alcohol Treatment Programs Covered by United Medical Resources (UMR) Health Insurance
Rehab centers that take UMR provide an assortment of inpatient and outpatient care options, offering support for individuals who are experiencing varying levels of impairments and symptoms. Continuous treatment allows you to get to the root of your mental health concerns while making healthy lifestyle changes. Commonly approved UMR programs include:
UMR Health Insurance Coverage for Partial Hospitalization Programs (PHPs)
UMR Health Insurance Coverage for Intensive Outpatient Programs (IOPs)
UMR Health Insurance Coverage for Evidence-Based Therapy and Treatments
UMR Health Insurance Coverage for Residential Inpatient Rehab
Drug & Alcohol Rehab Centers That Take UMR Health Insurance Near Me
Individuals who are looking for UMR rehabs along the East Coast are encouraged to contact the Harmony Health Group to explore nearby treatment options. Within our network of providers, you can access a full continuum of mental health, substance abuse, and dual-diagnosis treatment programs. Dial (866) 461-4474 today to learn more!
Rehab Programs in Florida (Fl) That Take UMR Insurance
Rehab Programs in Massachusetts That Take UMR Insurance
Rehab Programs in North Carolina That Take UMR Insurance
Rehab Programs in New Jersey That Take UMR Insurance
Rehab Programs in Tennessee That Take UMR Insurance
Harmony offers a multitude of locations up and down the East Coast for behavioral health services. Call us to learn about our facilities and treatment options.
How Much Does Addiction Treatment Cost Without UMR Health Insurance Support?
The overall cost of addiction treatment programs is highly individualized because it is based on the details of the care that you receive. Notable differences can be found among the different levels of care, and with facilities that offer varying amenities, holistic approaches, and specialized treatment options. It is also common to notice adjustments in the price among different states.
The National Center for Drug Abuse Statistics indicated that the average cost for detoxification programming was $525 per day, averaging around $3,675 for one week of care. This price can fluctuate based on the medical interventions that are used, and the duration of your program. Individuals who participate in inpatient rehabilitation programs pay an average of $50,469 per treatment episode. Similar to detox programs, this price could change for individuals receiving specialized treatment and medication-assisted treatment programs.
The price for outpatient programs varies as well because of the differences in their frequency, intensity, and duration. Partial hospitalization programs tend to cost $12,000 per month, and intensive outpatient programs average out to $17,250 per month. General outpatient care is tailored to your specific needs, which means that you could engage in group therapy, individual therapy, specialized therapies, or a combination of these. For those who engage in general outpatient and aftercare treatment options, your treatment schedule often reflects the progress made in recovery, meaning that as time goes on, you will likely see a change in the frequency and intensity of your treatment program.
How Much Does Addiction Treatment Cost With UMR Health Insurance Coverage?
You could try searching the internet with phrases like “UMR rehab coverage near me” or “cost of addiction treatment with UMR”, or you could contact the Harmony Health Group directly by calling (866) 461-4474. We can provide you with an accurate estimate for treatment, once we have an idea of your current symptoms and which level of care would be appropriate.
Additionally, we will need to verify your insurance coverage to better understand the details of your policy. By completing our online verification form, we can contact UMR directly and ask about the claims process associated with your plan, required authorizations, limitations, exclusions, and your out-of-pocket expenses. Once we have a full picture of your needs and insurance coverage, we can provide you with an estimate for mental health, substance abuse, or dual diagnosis care.
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How To Check My United Medical Resources (UMR) Health Insurance Coverage for Drug & Alcohol Rehab Treatment Near Me
If you have decided that you would like to explore options for drug and alcohol rehab treatment, we commend you on taking this step forward! Asking for help can be a challenging experience, and requires strength. There are a few steps that you can take to verify your insurance, including calling UMR to inquire about the scope of your coverage.
Perhaps the simplest route is to complete our online insurance verification form. When you complete this form, we have the information needed to contact UMR on your behalf and learn about the details of your plan. We will be confirming that our program is in-network, learning the limitations of your policy, and asking what authorizations are needed. Additionally, we will ask about your out-of-pocket expenses so you can have an idea of what to expect financially. We understand that this can be a lot to take in, and can even be confusing. If you find yourself getting stuck, or having questions about UMR rehab coverage near you, we encourage you to contact us today.
How To Get UMR Health Insurance To Pay For Addiction Rehab and Mental Health Treatment
The first step in getting UMR to pay for your rehab treatment is to find an in-network provider. You can do this with an online search using phrases like “Does UMR cover rehab near me” or “Does UMR cover mental health treatment in [your location]”. Once you have a list of providers, you can then narrow down your selection.
A crucial part of this puzzle is to verify your coverage. This is important because some plans require that you obtain pre-authorizations before you begin engaging in treatment. If this is delayed or not approved, you may not be able to use your insurance to pay for the treatment you already received. Once you have authorization or approval, you can then continue in the admission process for the treatment provider. This may include completing a formal assessment and scheduling an admission date. As you progress in treatment, your treatment provider will submit claims to UMR directly, allowing you to focus on your treatment program. If you have questions about how to move forward in the admission process, or about your UMR coverage, don’t hesitate to contact us today for support and guidance.
How Many Times Will United Medical Resources (UMR) Health Insurance Pay For Drug & Alcohol Rehab and Mental Health Therapy Near Me?
An important detail of the 2010 Affordable Care Act is that insurance companies cannot deny you coverage when you have a pre-existing mental health condition. When you are admitted into an addiction treatment program, more often than not, you meet diagnostic criteria for a substance use disorder. This would be a pre-existing condition for those with previous treatment episodes.
UMR does not have a limit for the number of times that you can receive treatment for a substance use or mental health disorder. To do so would be going against current legislation. Your policy could have requirements such as needing to provide evidence that the level of care chosen is medically necessary, or authorization for extended treatment durations. The important thing to remember here is that most mental health conditions are progressive, and evolve. This means that the treatment you previously received was tailored to your needs back then, and may not have prepared you for the struggles and experiences you have today. There is never a point in a person’s journey where it is “too late” to get sober, and we are passionate about helping others find value and meaning in their lives.
Substance Addiction and Mental Health Treatment Statistics and Information in the US
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Get in touch with Harmony Health Group to find out about our rehab admissions process, free assessment, treatment options or to check your insurance coverage levels. Your first step to recovery starts here!
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