Harmony Health Group Accepts Cigna Insurance
Couples counseling can provide a safe and supportive environment for couples to come together as they navigate the changes within their relationship that have resulted from mental health and substance use disorders. Therapy sessions often utilize evidence-based approaches that focus on improving communication skills, intimacy-building exercises, and enhancing the emotional connection between partners.
Check Your Cigna Mental Health Coverage Levels with Harmony Health Group
You can check your insurance coverage levels by calling us on: (866) 461-4474
Couples Therapy Explained
Substance abuse and mental health treatment programs often incorporate relationship counseling options to provide individuals with a comprehensive treatment approach. For many, living with an addiction or mental health issues has had a significant impact on their relationships with others, which can contribute to changes or difficulties in the early stages of recovery.
Addiction and mental health treatment programs that provide relationship counseling initially focus on individual growth and wellness before incorporating couples or family counseling into their treatment program. Couples counseling can be a safe place to call out unhealthy relationship dynamics, including codependency and enabling, as well as provide a deeper understanding of addiction, or mental health, so that both partners are on the same page about moving forward. With a safe and supportive environment, you can have the opportunity to learn new and effective conflict resolution skills and actively work on trust building.
What is Cigna Coverage for Drug & Alcohol Rehab and Mental Health Treatment?
Since 2010, health insurance companies such as Cigna have been required to provide coverage for essential health benefits, including mental health and addiction treatment, because of the 2010 Affordable Care Act. While there are individual differences found among Cigna and other health policies, most insurance companies provide coverage for inpatient rehabilitation treatment and various outpatient treatment programs.
An additional detail of the Affordable Care Act to be mindful of is that pre-existing mental health and behavioral health conditions are covered and that health insurance providers cannot deny you, or increase the price of your insurance because you have a pre-existing mental health concern, including an addiction. Health coverage options do not have limits on the yearly or lifetime coverage for mental health and substance use disorders because they are classified as essential health benefits. This means that individuals, who have received treatment before for a substance use disorder or mental health concern, cannot be denied coverage simply because they have engaged in similar treatment programming before.
Does Cigna Insurance Cover Inpatient/Residential Couples Therapy?
Yes, Cigna coverage options often include inpatient treatment therapy and counseling for mental health and substance use disorders. Individuals who utilize this level of care are often experiencing a severe level of distress that impacts their daily functioning. Inpatient treatment programs often offer an array of specialized treatment options including dual diagnosis treatment and medication-assisted treatment.
The coverage that an individual receives will be dependent on the details of their health insurance plan, which can impact copayments, deductibles, coinsurance, and premium requirements. Some plans may have limitations regarding out-of-network coverage and require prior authorization before beginning treatment. Understanding your health insurance coverage and navigating your treatment options can feel overwhelming, even for those who are familiar with available treatment options. The Harmony Health Group is a leading mental health and addiction treatment organization, with ten locations strategically placed across the East Coast. We understand the difficulties that can arise as you look for treatment and are here to support you however we can. By calling (866) 461-4474 today, you can speak with an Admissions Counselor who can help you understand your treatment options and verify your coverage. We encourage you to contact us today with inquiries!
National Statistics on Substance Misuse and Rehab for Couples Treatment
Who is the Health Insurance Provider Cigna?
Cigna Insurance can trace its roots back to 1792 as the Insurance Company of North America, located in Philadelphia. Over time, the company grew and merged with other health insurance providers to become the Cigna Corporation in 1982, and is now one of the largest healthcare companies with millions of customers worldwide.
Cigna strives to provide innovative solutions, personalized care, and preventive care benefits for members so that they can live healthy and fulfilling lives. Cigna provides coverage options for individuals, families, and employers. This includes access to preventative care and wellness programs that allow policyholders to take an active role in healthy lifestyle changes. Additionally, Cigna is actively committed to having a positive impact on the communities they serve through various initiatives and wellness programs.
Healthcare Brands, Products & Services for Cigna Health Insurance
Does Cigna Insurance Cover Couples Counseling?
For those wondering, “Does Cigna cover couples counseling?”, the answer is yes, Cigna may provide coverage options for couple counseling near you. It’s important to note that limited access to a licensed professional may occur if you live in a rural area. Cigna has high standards for its in-network providers to ensure that members receive evidence-based and effective treatment.
For those exploring the possibility of couples counseling and are covered by Cigna, whether married or in a committed relationship without marriage, Harmony Health Group is here to provide guidance and support. Understanding your insurance benefits in relation to therapy can seem daunting, but you’re not alone in this process. Our team is dedicated to offering compassionate, professional assistance to help you navigate your coverage options and connect with the therapeutic support that best meets your relationship’s needs. By contacting Harmony Health Group, you can discuss your specific concerns and objectives for counseling, gaining clarity on how your Cigna insurance plan might support your journey towards a stronger, more resilient partnership. We believe in the transformative power of therapy and are committed to walking with you every step of the way, offering empathy, understanding, and professional care.
Does Cigna Insurance Cover Couples Therapy?
Yes, Cigna insurance may provide members with coverage for couples therapy within behavior health plans. Coverage for couples therapy can vary among policyholders due to the details of their plans. Couples therapy encompasses a range of approaches designed to address the complexities of relationships. For example, Narrative Therapy helps couples reframe their issues through storytelling, allowing them to see problems in a new light, while Cognitive Behavioral Therapy (CBT) focuses on identifying and changing negative thought patterns that affect the relationship.
At Harmony Health Group, we understand that every relationship’s journey towards healing is unique, and finding out whether your insurance plan, such as Cigna, covers therapy for unmarried couples or those married can be a crucial step in this journey. We are here to provide compassionate support and professional guidance to help you navigate the specifics of your insurance coverage. By reaching out to us, you can discuss your couples therapy needs and get assistance in understanding how your Cigna insurance may facilitate your path towards a healthier, more fulfilling partnership. Our commitment is to offer a supportive and empowering environment, emphasizing the promise of recovery and the strength found in seeking help.
Does Cigna Insurance Cover Marriage Counseling?
A common question asked is, “Does Cigna insurance cover marriage counseling?” Cigna may provide coverage for marriage counseling therapy, depending on the specifics of your plan. Marriage counseling offers a sanctuary for couples to explore and heal their relationship issues under the guidance of a professional. Techniques such as the Gottman Method, which focuses on building conflict resolution skills, and Emotionally Focused Therapy (EFT), aimed at enhancing emotional intimacy, are just a couple of examples of the types of counseling that can help couples navigate their journey towards a stronger bond.
For those who are navigating the complexities of marital challenges and are covered by Cigna, Harmony Health Group is here to offer a beacon of hope and support. Understanding how your insurance benefits apply to marriage counseling can be overwhelming, but you don’t have to face this journey alone. Our team is dedicated to providing compassionate, professional assistance to help you understand your coverage and connect with the right therapeutic support for your relationship. By reaching out to Harmony Health Group, you’ll find a supportive space to discuss your couples therapy needs and gain clarity on how your Cigna insurance plan can support your path to a healthier, more fulfilling partnership. Together, we believe in the transformative power of therapy in fostering stronger, more resilient relationships.
What Does Cigna Cover for Couples Treatment & Therapy?
Couples therapy Cigna services often include a combination of individual and paired sessions with a licensed therapist or counselors who specialize in couples counseling. Couples counseling can be offered as a component of inpatient and outpatient treatment programs designed to address other mental health concerns and substance use disorders, or can occur as a stand-alone treatment option.
The coverage offered by Cigna can vary from person to person, and be dependent on the details of your plan. As an example, your plan may have limitations or restrictions for out-of-network coverage and include copayments or deductibles for in-network providers. Additionally, you may notice differences among coverage options when couples therapy or marriage therapy is used as a component of a larger, comprehensive treatment program.
Couples Counselors and Therapists That Take Cigna near Me
The Harmony Alcohol and Drug Addiction Recovery Group is a nationally recognized and accredited mental health and substance use provider on the East Coast. With 10 treatment facilities located within 5 states, we offer comprehensive and holistic care for individuals who are experiencing mental health concerns, including addictions. Treatment centers that are in-network with Cigna include:
Florida (FL): Couples Rehab, Therapy & Treatment Provider
Massachusetts (MA): Couples Rehab, Therapy & Treatment Provider
North Carolina (NC): Couples Rehab, Therapy & Treatment Provider
New Jersey (NJ): Couples Rehab, Therapy & Treatment Provider
Tennessee (TN) Couples Rehab, Therapy & Treatment Provider
Harmony offers a multitude of locations up and down the East Coast for behavioral health services. Call us to learn about our facilities and treatment options.
How Much Does Couples Therapy and Treatment Cost Without Cigna Health Insurance Coverage?
The first step in your admissions process is to search for local treatment providers. You can do this by completing an internet search for “couples therapy near me Cigna” or “couples therapist Cigna”. This should generate a list of local providers and bring up reviews that have been written online about the care others received.
Once you have a list of your treatment providers, you can then verify your health insurance by providing your insurance policy information to treatment providers. Your treatment provider will check your coverage for treatment options that apply to your mental health needs, and discuss any details from your plan that could impact your care, including your out-of-pocket costs and any need for prior authorization. An additional option would be to contact Cigna’s member services directly with your questions about available couples therapy coverage options.
How To Get Cigna Health Insurance To Pay For Couples Therapy & Treatment?
Typically, once a treatment provider verifies your insurance policy, you can begin engaging in treatment with an understanding of your coverage and related personal expenses. Your treatment provider will likely begin billing Cigna directly for the services that you provide, which allows you to focus on your treatment instead of worrying about the medical claims process.
Should you find yourself in a position where your policy requires prior authorization, the Harmony Health Group can help initiate this process for you and guide you through the necessary steps. As in-network providers with Cigna, the Harmony Addiction Recovery Group is fluent in its prior authorization process and billing expectations. If you find that your claim was denied, we can guide you in an appeal process where you explain why the care you received was necessary for your overall health and wellness.
Related Guides: Rehab Coverage for Couples
Related Cigna Coverage Articles
National Statistics on Couples Treatment & Therapy in the Continental United States (US)
- Research estimates that 40% to 50% of first-time marriages end in divorce and that the rate of divorce has been on the rise globally since the 1970s
- Couples who experience relationship distress are at a higher risk of developing mental health concerns including mood disorders, anxiety, and substance use disorders
- Typically, couples who participate in couples counseling feel 70% to 80% better than those who don’t, illustrating that couples counseling is an effective approach for couples who would benefit from relationship enrichment
- Nearly 65.9% of marriage and family therapy cases are completed within 20 sessions
- The average length of time for marriage and/or couples therapy is 11.5 sessions
- Almost 90% of clients who participate in marriage or family counseling reported notable improvements in their emotional health, and two-thirds reported improvement in their physical health
- Benefits associated with marriage and family counseling include improved work productivity, decreased emotional health concerns, improved social life, and improved social involvement
- 98% of those who participate in marriage or family counseling report having positive experiences
Sources
- “About Marriage and Family Therapists.” American Association for Marriage and Family Therapy. Accessed February 15, 2024. https://www.aamft.org/About_AAMFT/About_Marriage_and_Family_Therapists.aspx?hkey=1c77b71c-0331-417b-b59b-34358d32b909.
- “Mental Health and Substance Abuse Health Coverage Options.” HealthCare.gov. Accessed February 26, 2024. https://www.healthcare.gov/coverage/mental-health-substance-abuse-coverage/.
- Lebow J, Snyder DK. Couple therapy in the 2020s: Current status and emerging developments. Fam Process. 2022 Dec;61(4):1359-1385. doi: 10.1111/famp.12824. Epub 2022 Sep 29. PMID: 36175119; PMCID: PMC10087549.
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